Posts Tagged ‘Health Insurance’

If you have doubts that lack of health insurance can have deadly consequences, consider these new findings from the American Journal of Public Health: Americans without health insurance are 40% more likely to die than those with private insurance. The Harvard study reiterates a 1993 Institute of Medicine study, which found a 25% higher death risk among those without insurance compared with privately insured adults. Why does the uninsured face this greater risk? The Institute of Medicine identifies three factors that influence health outcomes: not getting care when needed, not having a regular source of care, and not getting continuity of coverage – all of these are difficult goals to accomplish for the uninsured. Approximately 45,000 Americans of working age die each year because they lack health insurance. [via Yahoo! News]

Share your comments here.

Tweet This Share on Facebook

I’ve had quite a number of patients come in lately for general check-ups because they will soon be losing their job-sponsored health insurance coverage. I commend them for coming in. After all, late is sometimes better than never. Therefore, for today’s post I’d like to share some tips on things you should consider when your coverage is about to end.

1. Get an annual physical exam, including a skin check for possible skin cancers. It could get pricey should you need a biopsy and subsequent treatment.

2. Get your routine tests done. Those over 50 years of age should get a colonoscopy every 10 years. Women over 40 should have an annual mammogram. Women should also get annual pap smears.

3. Know your numbers: check your blood pressure, cholesterol, basic chemistries, urine analysis.

4. If you’re a smoker, speak to your doctor about ways to help you quit. Quitting smoking greatly reduces your risk of cancers and cardiovascular disease.

5. Ask your doctor about your risk for osteoporosis. In general all women over the age of 65 should get a DEXA bone densitometry scan at least once.

6. Speak to your doctor about weight loss. Keeping your weight under control can reduce your risk of diabetes, heart disease, high blood pressure, osteoarthritis, and high cholesterol, among a multitude of other diseases.

7. Get a flu shot and update your vaccinations. For adults these may include hepatitis A and B, herpes zoster (shingles), Tdap, chickenpox. If you are aged 65 or older you should have a pneumovax vaccination as well.

8. Refill your medications. Depending on the medicine, it may be possible for your physician to give you more refills. Similarly, if you are diabetic make sure your doctor gives you plenty of refills for glucose testing supplies.

*There are always exceptions to the rules. These are only general guidelines. Speak to your doctor to find out what is appropriate for you.

Share your comments and tips here.

Tweet This Share on Facebook

Wal-Mart Stores, Inc. surprised US companies this week by backing President Obama’s health care plan which, in part, requires all but small employers to provide insurance coverage for workers. ”As a company, we believe the present health-care system is unsustainable and making the country’s businesses less competitive in the global economy,” said Wal-Mart. However, some believe this is simply Wal-Mart’s strategy to circumvent a measure that is being considered by the Senate Finance Committee which will result in more burdensome health insurance requirements for companies that employ lower-wage workers. Whatever the case may be, it is the rising cost of health care in this country that is hurting both businesses and workers – by restricting wages and growth of businesses. Good health is not a commodity, an economic product that can only be purchased by those with wealth. Companies should not be making money off of our health care needs.

Read more and share your comments here.

Tweet This Share on Facebook

A new report from the Institute of Medicine finds that more US residents will lose their health insurance as the economy continues to weaken and health care costs continue to rise. Many companies have begun to replace full-time positions with part-time, contract and temporary positions that do not include health insurance. The report also found that increased health insurance premiums have prompted more employees to seek out alternative options outside of plans offered by companies. According to the report, the average annual employee premium contribution for family health insurance coverage increased from $1,543 to $3,354 between 1999 and 2008.

Read more and share your opinion.

Tweet This Share on Facebook

Losing your job can often mean losing your health insurance. This is especially true for the millions of workers who lost their jobs in recent months. A new report from Families USA, a nonprofit healthcare consumers group, estimates that only one out of five unemployed workers, who now have low or moderate incomes, have private or military health coverage. According to the report only one fourth of middle-class and lower-income workers with annual incomes below 200% of the federal poverty level ($44,100 in annual income for a family of four) are receiving health coverage through public safety net programs such as MedicAid. These workers represent half of unemployed workers under the age of 65 and are the most economically vulnerable and have the highest risk of being uninsured.

Read more and share your opinion.

Tweet This Share on Facebook